Worker’s Compensation Coverage
Injuries that occur while you are “on the clock” are covered by your employee Workers’ compensation insurance. This policy is in place to help them absorb some of the financial responsibilities that result from paying your medical bills while you are off work. State law requires employers to have a Workers’ Compensation policy in place in case an employee is injured on the job.
Negligence or Intentional Harm
If you are injured in an accident that involved a piece of equipment that your company knew was defective or malfunctioning and made no effort to repair it, their liability may increase due to negligence. When a company knowingly refuses or simply doesn’t take care of a problem, they become liable if that problem results in an injury. In this case, it doesn’t matter whether the employee was on the clock or not.
Another responsibility of an employer is to treat each worker fairly. Companies aren’t allowed to retaliate in any way against an employee who suffers an injury and receives the compensation they deserve through a Workers’ Compensation claim.