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How to Choose Between a C & R or a Stipulation

Work-related injuries can result in long-term medical care. Sometimes, you may require some level of care for the rest of your life, which means you will have to deal with workers' compensation insurance for a lifetime. In such cases, you may have the option of settling out of court. There are two available settlement options. Every case is different and should be handled on its own merit. So, it's essential that you have a workers' compensation attorney on your side to help you make the best choice

What is a C & R?

A Compromise and Release, or C & R settlement is a settlement in which both parties compromise on a permanent settlement amount and the workers’ compensation insurance policy is released with no further obligations. This may be fine for someone who has completed their treatment and expects no further complications in the future. If they choose a C & R settlement and eventually have future health concerns related to their injury, they won’t be able to get further compensation. Hence, understanding the finality of this type of settlement is essential.

How Does a Stipulation Work?

A Stipulation with Request for Reward will allow you to settle out of court and receive ongoing benefits for as long as you may need them. The only consideration is that your compensation will be based on your medical expenses before the settlement date. Even though the payments will remain the same, you will be able to count on the payments without worrying about them getting cancelled.

Which One is Best for You?

To determine which type of settlement option is right for you, it would be beneficial to sit down with a reputable workers’ compensation attorney. Going over every aspect of your case and your medical prognosis will give you a good idea as to which type of settlement would best serve your individual interests. Discuss your options and carefully go over each one of them. Both have their positive points, but making the wrong decision can be quite costly down the road. Working with a qualified workers’ compensation attorney will guarantee that all of your questions are answered and that you are fully informed before making your final decision.

If you are faced with choosing a C & R or a Stipulation, don’t take the decision lightly. Contact a workers’ compensation attorney who has years of experience and can guide you through the process without hesitation. Visit the office of Gaylord & Nantais today! Our attorneys and staff are committed to providing their clients with the best representation possible when dealing with work-related injuries and workers’ compensation insurance.


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Thomas M. Nantais

Thomas M. Nantais

Thomas M. Nantais is the Co- owner of Gaylord & Nantais, a legal firm specializing in workers’ compensation, in the state of California. This firm deals in getting hearing loss compensation and work related injuries compensation for those who have worked in the state of California. With his sincere efforts, Thomas is committed to meet the highest standards of the legal industry, and aims to provide the clients with an honest and aggressive representation.

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