If you get hurt on the job, you may be able to get benefits from workers’ compensation. These benefits can cover things like medical costs, loss of income, and death. Most of the time, these benefits will come from the workers’ compensation insurance company that your employer has.
But sometimes, the insurance company may deny or delay your benefits for no good reason. If this happens, you can file a claim with the state workers’ compensation board or sue the insurance company in court.
Why Might the Insurance Company Delay Making Payments?
There are a few reasons why the insurance company might take longer to pay. In some cases, the injured worker or the employer may not have given the insurance company all the paperwork it needs.
In other situations, the insurance company might question how bad the injuries are or if they were caused by an accident at work. If the workers’ compensation insurance company has questions about the claim, they may ask for an “independent medical examination,” or “IME.”
An IME is done by a doctor who has nothing to do with the injured worker or the workers’ compensation insurance company. The IME doctor will look at the injured worker and write a report with their thoughts on how bad the injuries are and if they were caused by the accident at work.
What Can You Do If the Insurance Company Is Delaying Payments?
If the workers’ compensation insurance company is taking too long to pay you, you should find out why. You can do this by getting in touch with the insurance adjuster who is taking care of your claim. You can talk to the state workers’ compensation board if the insurance adjuster doesn’t answer your questions or doesn’t give you enough information. The state workers’ compensation board can help make sure that your claim is handled quickly by the insurance company.
The state workers’ compensation board can sometimes even tell the insurance company to pay. You have the right to workers’ compensation benefits if you get hurt on the job. These benefits can cover things like medical costs, loss of income, and death. Most of the time, these benefits will come from the workers’ compensation insurance company that your employer has.
But sometimes, the workers’ compensation insurance company may deny or delay your benefits for no good reason. If this happens, you can file a claim with the state workers’ compensation board or sue the insurance company in court.
Conclusion
There are a few things you can do if you get hurt at work and your workers’ compensation insurance company doesn’t pay you. It would help if you first talked to a lawyer who knows about workers’ compensation. They can help you figure out what your rights are and what you can do. You can also call Gaylord and Nantais at (562) 561-2669 to find out more about how we can help you.
